Posted on 29 January 2007 by Antonio D. French
READ IT HERE FIRST
State Representative John Bowman has been indicted, along with 16 others, on bank fraud and credit card fraud charges.
U.S. Attorney Catherine Hanaway announced today that Bowman and former Bank of American Vice President Robert Conner were among 17 people indicted that were allegedly recruited as borrowers in a $1.2 million bank fraud and credit card fraud scheme. Four other people, including a former Pine Lawn Police Officer and a Wentzville doctor, have previously pled guilty to related charges and await sentencing.
“Rather than assisting fledgling small businesses with lines of credit, Connor is accused of taking advantage of a well-intended program to line his own pockets,” said Hanaway.
Between June 2005 and November 2006, it was part of this scheme that Conner, then a Vice President of Bank of America at its Chesterfield branch, provided the 16 co-defendants, including Bowman, an opportunity to submit false applications for small business lines of credit with Bank of America.
The lines of credit were in the form of credit cards. According to law enforcement, in exchange for approving the fraudulent credit line application Conner demanded a cash kickback payment of $2500 to $5000 from each applicant. After the fraudulent credit applications were approved by Conner, he had the credit cards sent directly to him rather than to the applicants to facilitate his receipt of cash payment kickbacks at the time he provided the card to the applicants. Typically, the first transaction on the fraudulent credit cards was a cash advance, the proceeds of which were used to pay Conner a kickback.
Borrowers fraudulently applied for credit lines in the names of various business entities, many of which did not exist as legitimate businesses. The applications contained fraudulent information such as the business entity name, its status as a legitimate business, and the amount of time the business had been in operation; the annual income of the applicant; and the gross annual revenue of the entity listed on the application. Conner knew the borrowers were not personally credit worthy at the time the false credit line applications were submitted.
A total of approximately $1,213,970 in fraudulent charges were made on cards fraudulently approved by Conner.
The 37-count indictment was returned Thursday, January 25, but remained sealed until earlier today to facilitate the arrest of defendants. They are expected to appear in federal court Monday, February 5, before United States Magistrate Thomas C. Mummert.
Indicted today:
Robert Connor, 44, 11000 block of Bristol Rock, St. Louis;
John Bowman, 50, 4200 block of Minoma, St. Louis;
Robert Baker, 52, 12000 block of Rush Creek Way, St. Louis;
William Hart, 27, 4000 block of Shenandoah, St. Louis;
DeAmon White, 26, 5900 block of Minerva, St. Louis;
Gerald Maurice Rankin, 36, 1800 block of Claudine Drive, St. Louis;
Monica Gholson, 30, 4400 block of Lee Avenue, St. Louis;
Jacqueline Green, 41, 3900 block of Salvation Road, St. Louis;
Jerry Brown, 61, 700 block of Mendocina Court, St. Louis;
Ulas Green, 39, 3900 block of Salvation Road, St. Louis;
Joanna Davis, 30, 15000 block of Debridge Way, St. Louis;
Glenda Chambers, 57, 2200 block of Colfax, St. Louis;
Lois Gholson, 54, 4400 block of Lee Avenue, St. Louis;
Regina Davidson, 49, 1900 block of Elkins, St. Louis;
Ronald Mason, 39, 1000 block of Sweepstakes Lane, St. Louis;
Karl Peters, 52, 300 block of East Olive, Royal Oaks, Illinois; and
Max Davis, 37, 15000 block of Debridge Way, St. Louis.
Besides Robert Connor, who is charged in every count of the indictment, each defendant is charged with one felony count of bank fraud and one felony count of credit card fraud. Additionally, count 37 is a forfeiture charge, wherein two of Connor’s vehicles; a 2006 Hummer and a 2006 GMC Yukon, are subject to forfeiture.
If convicted, each bank fraud count carries a maximum penalty of thirty years in prison and/or fines up to $1 million; each credit card fraud count carries a maximum penalty of ten years in prison and/or fines up to $250,000.
Four other people have pled guilty in connection with this case, and await sentencing:
Dr. Pearleatha Phillips-Washington, 40, Homeshire Drive, Wentzville;
LeMoyne G. Thomas, Jr., former Pine Lawn Police Officer, 32, Homeshire Drive, Wentzville;
Arthur Thomas Webb-Carr, 30, 11700 Clarksdale Drive, Maryland Heights; and
Angela Webb-Carr, 48, 3800 block of Park Place Est, Bridgeton.
UPDATE @ 5:55 p.m.: According to the AP, Bowman is alleged to have met with Conner at a Bank of America branch office in Chesterfield in January 2006 and submitted a fraudulent credit application in the name of Bowman Consulting.
“Bowman is accused of obtaining a $4,050 cash advance using the fraudulent credit line, and also of obtaining things in value of $1,000 during a one-year period.” reports the AP.